Barbican ISA Bond in a Nutshell

The Barbican Innovate Finance ISA (IFISA) is unique. We are not aware of another ISA that has allowed you to support investment into projects of this sustainable nature. Through the Barbican Bond you could also receive a generous interest rate of up to 7%.
Tax treatment depends on the individual circumstances of each investor and may be subject to change in future.

  •  Up to 7% per annum
  • Minimum investment £2,000
  • For a New ISA, invest up to your £20,000 yearly allowance
  • You can transfer your existing ISA
  • Online portfolio, eligible for UK residents aged 18+
  • 3-year bond
  • Monthly investments

YOUR CAPITAL IS AT RISK

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How Much Could You Make?

Your Capital is at Risk. While returns below are based on the terms of the bond these illustrations are forecasts and are not a reliable indicator of future performance.

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What is the Innovative ISA and Why Should I be Interested?

You’re probably familiar with the two other popular types of ISAs available on the market. These are the Cash ISA, and the Stocks and Shares ISA. Both of these kinds of ISAs offer different ways of saving or investing your money to achieve tax-free savings.

In the case of the Cash ISA, your money is held (usually in a bank or building society) and interest is accrued. For Stocks and Shares ISAs, your money is invested in stocks and shares, and you can make or lose money based on the performance of the stocks and shares you purchase.

In the case of an this IFSA, your money is invested into ‘bonds’. For some IFISAs, money can be used for peer to peer (P2P), or peer to business (P2B) loans. In the case of P2P or P2B, this is when the company would lend your investment to people and businesses looking to borrow money.

In the case of the Barbican IFISA, you purchase a bond issued by Barbican, the funds raised from this are secured against underlying investments. However, please be aware that this security may be insufficient to repay bond holder capital and interest and does not guarantee a return. This is an investment product and Your Capital at Risk and there is no FSCS cover, it should not be compared to Cash ISA’s which are savings products.

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Investment Example:

Year Opening Balance  Interest Accrued Closing Investment Balance
1 £20,000  £1,400 £21,400
2 £21,400  £1,400 £22,800
3 £22,800  £1,400 £24,200
Total Net Return

£4,200

Investment: £20,000 Interest rate: 7% Term: 3 years

Investment: Initial investment of £2,500 with a £100 for 11 months Interest rate: 7% Term: 3 years

While returns above are based on the terms of the bond these illustrations are forecasts and are not a reliable indicator of future performance.

Paying monthly could generate an additional income

Over 12 Months, you invest

In 3 Years you will receive

Opening Amount £2,500 £3,025.50
Month 2 £100 £121
Month 3 £100 £121
Month 4 £100 £121
Month 5 £100 £121
Month 6 £100 £121
Month 7 £100 £121
Month 8 £100 £121
Month 9 £100 £121
Month 10 £100 £121
Month 11 £100 £121
Month 12 £100 £121
Invested / Return £3,600.00 £4,356.00
Initial Opening Amount £2,500.00
Monthly Investment £100.00

While returns above are based on the terms of the bond these illustrations are forecasts and are not a reliable indicator of future performance.

Your Next Steps:

Step 1.

Read all our information and get to understand the ISA. We’ve made it as simple as possible.

Step 2.

Click on an ‘Apply Now’ button and complete the signup process by reading the ISA terms and conditions and Information Memorandum in full.

Step 3.

We will then get in touch for further information.

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FIND OUT MORE

Please complete the below form and click 'Apply Now' to complete your online application. Alternatively, hit 'Request a callback' and one of our representatives will be in touch shortly.




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YOUR CAPITAL IS AT RISK